Mortgage Interest Rate Trends January 2024 Usa

Mortgage Interest Rate Trends January 2024 Usa. This is lower than the long term average of 7.73%. 26 rows 30 year mortgage rate is at 6.49%, compared to 6.47% last week and 6.96% last year.

I’m still hoping and expecting that mortgage rates will slowly glide lower through 2024. If interest rates stabilize in 2024, it will be interesting to observe whether borrowers opt to pay fewer points, or if the recent uptick in paying discount points is a more permanent.